Terms of service

TERMS OF SERVICE

Lane Business Solutions
Website: https://talkwithlane.com
Effective Date: October 24, 2026
Last Updated: October 24, 2026

1. OVERVIEW AND ACCEPTANCE OF TERMS

Welcome to Lane Business Solutions.

These Terms of Service ("Terms") govern your access to and use of our website, online store, digital products, educational programs, coaching, consulting, memberships, AI-related services, and other products and services offered by Lane Business Solutions ("Company," "we," "us," or "our").

By accessing our website, creating an account, purchasing a product, registering for a program, or using our services, you agree to comply with these Terms, subject to applicable law.

If you do not agree with these Terms, please discontinue use of our website and do not purchase our products or services.

Our online store is powered by Shopify, which provides the ecommerce platform used to offer products and services to customers.

Additional terms may apply to specific programs, subscriptions, consulting engagements, or custom projects. Where a separately signed agreement conflicts with these general Terms, the signed agreement will control for the applicable services unless otherwise required by law.

2. ELIGIBILITY AND CUSTOMER RESPONSIBILITIES

Our products and services are intended for individuals who are legally able to enter into binding agreements.

By purchasing, you represent that you are at least 18 years old or have reached the legal age of majority in your jurisdiction.

You agree to:

  • Provide accurate and complete purchase information.

  • Maintain current contact and billing information.

  • Use our products and services for lawful purposes.

  • Respect the intellectual property rights of Lane Business Solutions and third parties.

  • Follow applicable program participation requirements.

  • Maintain the confidentiality of your account credentials.

  • Avoid unauthorized distribution of purchased materials.

We reserve the right to refuse or discontinue services where permitted by law, including in cases involving fraud, harassment, unlawful conduct, or material violations of these Terms.

3. PRODUCTS AND SERVICES

Lane Business Solutions provides products and services that may include:

  • Digital products, ebooks, guides, templates, and AI prompts

  • Online courses, workshops, masterclasses, and tutorials

  • Business coaching and strategy sessions

  • AI consulting and implementation services

  • AI-generated video, image, and marketing content services

  • Group training, bootcamps, and accelerator programs

  • Membership communities and subscription services

  • Corporate training and speaking engagements

  • Done-for-you business systems and automation services

  • Other educational, creative, and consulting services

Product descriptions, prices, availability, and included features may vary.

We make reasonable efforts to accurately describe our products and services.

Customers are responsible for reviewing the complete offer details before purchasing.

We reserve the right to modify future product offerings, discontinue products, or update pricing at our discretion, subject to existing contractual obligations and applicable law.

4. PRICING AND PAYMENT

All prices are listed in United States dollars unless otherwise stated.

Payment is required according to the terms presented at checkout or in a separate written agreement.

By completing a purchase, you authorize the applicable payment processor to charge your selected payment method for the amount disclosed at checkout.

Customers are responsible for applicable taxes, fees, and payment obligations disclosed before purchase.

We reserve the right to correct pricing errors and address orders affected by such errors in accordance with applicable law.

A purchase is not considered fully paid until the applicable payment obligations have been satisfied.

5. ALL SALES FINAL — NO REFUND POLICY

ALL SALES ARE FINAL. NO VOLUNTARY REFUNDS, RETURNS, OR EXCHANGES.

Due to the nature of our digital products, educational programs, coaching, consulting, memberships, and professional services, Lane Business Solutions maintains a strict no-refund policy to the fullest extent permitted by applicable law.

Refunds will not be provided solely because a customer:

  • Changes their mind after purchasing

  • Decides a product or program is no longer needed

  • Does not attend a scheduled training

  • Does not complete a course or program

  • Fails to download or use purchased materials

  • Experiences scheduling conflicts

  • Does not achieve their desired business results

  • Chooses to discontinue participation

  • Experiences personal financial difficulties

  • Decides not to implement the information provided

Customers are responsible for understanding what they are purchasing before completing payment.

Our complete Refund and Cancellation Policy is available at:

https://talkwithlane.com/policies/refund-policy

Nothing in these Terms limits refund rights or legal remedies that cannot be waived under applicable law.

6. PAYMENT PLANS AND INSTALLMENT AGREEMENTS

Certain programs and services may offer installment payment options.

When selecting a payment plan, you agree to the full purchase price and the payment schedule disclosed at the time of purchase.

A payment plan is not a monthly subscription that can be canceled simply by discontinuing participation.

Unless otherwise provided in a written agreement or required by law, customers remain responsible for outstanding installments even if they stop attending, accessing, or using the purchased program or service.

Missed payments may result in suspension of program access or services, subject to applicable law and the governing agreement.

We may pursue lawful collection remedies for unpaid contractual balances.

Third-party installment or financing services may have additional terms established by the financing provider.

7. MEMBERSHIPS AND RECURRING SUBSCRIPTIONS

Lane Business Solutions may offer recurring memberships, including AI Insiders Circle.

Membership plans may include monthly, annual, lifetime, or other purchase options.

For automatically renewing memberships, the applicable price, billing frequency, renewal terms, and cancellation instructions will be disclosed before purchase.

By enrolling in an automatically renewing membership, you authorize recurring charges according to the terms presented during enrollment.

Members may cancel future renewals through the available subscription management process or by contacting Lane Business Solutions.

Cancellation does not automatically provide a refund for a billing period already purchased, except where required by law.

Cancellation requests must be processed according to the disclosed subscription terms and applicable law.

Membership access following cancellation will depend on the terms of the purchased plan.

Lifetime access, where offered, means access for the period defined in the applicable offer or membership agreement. It does not guarantee the permanent availability of a particular technology, platform, feature, or service.

We may modify membership features or future pricing with notice where required by law and subject to existing purchase commitments.

8. DIGITAL PRODUCTS AND EDUCATIONAL MATERIALS

Digital products are intended for the purchaser's personal or internal business use unless a separate commercial license is expressly provided.

Purchasing a digital product does not transfer ownership of the underlying intellectual property.

Customers may not, without written authorization:

  • Resell purchased digital products

  • Redistribute ebooks, templates, prompts, or training materials

  • Upload paid course materials to public sharing platforms

  • Repackage our resources as their own products

  • Share paid membership or course login credentials

  • Reproduce or commercially distribute protected materials

  • Use our proprietary materials to create competing products through unauthorized copying

Customers may use purchased resources within the permissions expressly provided in the product description or license.

9. TRAINING PROGRAMS, WORKSHOPS, AND BOOTCAMPS

Enrollment in a training program provides access to the educational experience and resources described in the applicable offer.

Customers are responsible for:

  • Attending scheduled sessions

  • Completing assignments

  • Obtaining necessary software or equipment

  • Participating in required activities

  • Following program instructions

  • Implementing the information provided

Unless specifically included in the purchased offer, we do not guarantee recordings, individual coaching, extended access, make-up sessions, or additional support.

Program schedules may be adjusted when reasonably necessary. Material changes will be communicated to affected participants.

Failure to attend or participate does not automatically create a right to a refund.

10. COACHING AND CONSULTING SERVICES

Coaching and consulting services are designed to provide education, strategic guidance, professional recommendations, and business support.

Customers acknowledge that:

  • Business decisions remain their responsibility.

  • Recommendations may require additional resources or implementation.

  • Results depend on individual circumstances and execution.

  • Consulting does not guarantee specific financial outcomes.

  • Additional work outside the purchased scope may require separate fees.

Scheduled sessions are subject to the cancellation and rescheduling terms disclosed at booking or in the applicable service agreement.

No-shows or late cancellations may result in forfeiture of the scheduled session when permitted by the governing agreement and applicable law.

11. DONE-FOR-YOU AI IMPLEMENTATION AND CUSTOM PROJECTS

Lane Business Solutions may provide customized AI implementation, business automation, content production, AI video creation, and other professional services.

Custom projects may require a separate written agreement outlining:

  • Project scope and deliverables

  • Payment amounts and milestones

  • Client responsibilities

  • Project timelines

  • Revision limits

  • Approval procedures

  • Intellectual property rights

  • Confidentiality obligations

  • Termination procedures

  • Third-party software expenses

Clients agree to provide requested information, approvals, and materials within the timelines established for their projects.

Client delays may affect project delivery schedules.

Requests outside the agreed scope may require additional fees and written approval.

Any project cancellation, incomplete work, or service delivery dispute will be governed by the applicable agreement and law.

12. ARTIFICIAL INTELLIGENCE SERVICES AND LIMITATIONS

Lane Business Solutions uses artificial intelligence tools and third-party technology to provide certain products and services.

Customers understand that AI technology may produce:

  • Inaccurate or incomplete information

  • Unexpected visual or audio results

  • Inconsistent outputs

  • Technical errors

  • Changes in quality or functionality

  • Results requiring human review or revision

AI platforms may change their pricing, features, commercial-use permissions, availability, or operating requirements.

We cannot guarantee uninterrupted access to third-party AI platforms or identical results across different tools and software versions.

Customers are responsible for independently reviewing AI-generated content before relying on it for important business, financial, legal, or operational decisions.

AI-generated materials may not qualify for copyright protection in every jurisdiction.

Commercial-use permissions may depend on the applicable AI platform, account plan, and licensing terms.

13. CLIENT-PROVIDED IMAGES, VOICES, AND CREATIVE MATERIALS

Customers may provide photographs, videos, voice recordings, logos, scripts, brand assets, or other materials for AI content creation.

By submitting these materials, customers represent that they own or have obtained the necessary rights, permissions, and consents for their intended use.

Customers may not submit materials for unauthorized impersonation, identity misuse, deceptive advertising, or infringement of another person's rights.

Lane Business Solutions may refuse requests that appear unlawful, deceptive, infringing, or otherwise inappropriate.

Customers grant Lane Business Solutions a limited license to use submitted materials as reasonably necessary to perform the purchased services.

This license does not transfer ownership of client-provided materials.

Use of client materials for public marketing, testimonials, portfolio displays, or promotional examples will require appropriate authorization.

14. INTELLECTUAL PROPERTY RIGHTS

Unless otherwise expressly stated, the content and materials created or owned by Lane Business Solutions remain our intellectual property.

This includes applicable rights in:

  • Course content and educational materials

  • Training videos and presentations

  • Business frameworks and methodologies

  • Original prompts and prompt collections

  • Templates, workbooks, and guides

  • Website content and graphics

  • Proprietary business systems

  • Original creative materials

  • Brand names, logos, and other protected assets

Customers receive only the usage rights expressly included in their purchase.

Ownership and usage rights for custom client deliverables will be defined in the applicable service agreement.

Payment for a service does not automatically transfer all underlying intellectual property, third-party licenses, or proprietary business methods.

15. CONFIDENTIALITY

During coaching, consulting, or implementation services, customers may share confidential business information.

Lane Business Solutions will use reasonable care in handling confidential information and will follow any additional confidentiality obligations established in a written agreement.

Customers are also expected to respect the confidentiality of information shared by other participants in group coaching, memberships, and training programs.

Unauthorized recording, distribution, or disclosure of another participant's confidential information is prohibited.

However, we cannot guarantee the conduct of independent participants in group environments.

For projects involving highly confidential information, separate confidentiality or nondisclosure agreements may be appropriate.

16. COMMUNITY PARTICIPATION AND CONDUCT

Membership communities, live workshops, and group programs are intended to provide a professional and respectful learning environment.

Participants agree not to:

  • Harass, threaten, or discriminate against others

  • Share another member's private information without permission

  • Spam or solicit members without authorization

  • Distribute paid resources without permission

  • Engage in fraudulent or unlawful activity

  • Disrupt training sessions or community discussions

  • Misrepresent their identity or professional qualifications

Lane Business Solutions reserves the right to moderate discussions, remove inappropriate content, and suspend or terminate access for material violations.

Any termination and related financial obligations remain subject to applicable law and the governing agreement.

17. BUSINESS RESULTS AND EARNINGS DISCLAIMER

Lane Business Solutions provides education, coaching, consulting, and business-related services.

We do not guarantee specific income, sales, profits, clients, business growth, social media reach, or financial results.

Examples, case studies, testimonials, and success stories are provided for informational purposes and do not represent guaranteed outcomes.

Individual results depend on factors including:

  • Experience and skill

  • Implementation and consistency

  • Market conditions

  • Available resources

  • Business strategy

  • Customer demand

  • Individual decision-making

Customers remain responsible for evaluating and implementing business recommendations.

18. THIRD-PARTY PLATFORMS AND SOFTWARE

Our products and services may involve third-party platforms such as Shopify, Zoom, CRM systems, payment processors, and AI software providers.

These platforms operate under their own terms, privacy policies, licensing requirements, and service conditions.

Lane Business Solutions does not control third-party pricing, outages, policy changes, or service availability.

Unless expressly included in a purchased offer, customers are responsible for any third-party software subscriptions, licenses, or usage fees necessary for their own business implementation.

19. WEBSITE USE AND PROHIBITED ACTIVITIES

You agree not to use our website or services to:

  • Violate applicable laws

  • Commit fraud or misrepresent your identity

  • Infringe intellectual property rights

  • Upload malicious software

  • Attempt unauthorized access to our systems

  • Interfere with website operations

  • Harvest customer information without authorization

  • Engage in unlawful or deceptive activities

We reserve the right to restrict access or take appropriate action when necessary to protect our business, customers, and systems.

20. SERVICE AVAILABILITY AND MODIFICATIONS

We strive to provide reliable access to our website, digital products, and services.

However, temporary interruptions may occur because of maintenance, technical issues, platform outages, or circumstances beyond our reasonable control.

We may update our website, products, and service offerings as business needs change.

Material changes affecting existing paid commitments will be addressed according to the applicable agreement and law.

21. LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, Lane Business Solutions will not be liable for indirect, incidental, special, consequential, or punitive damages arising from the use of our website, products, or services.

This may include lost profits, lost business opportunities, or business interruptions, where such exclusions are legally permitted.

To the fullest extent permitted by law, our aggregate liability arising from a particular purchase or service will not exceed the amount paid to Lane Business Solutions for the product or service giving rise to the claim.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited.

22. WARRANTIES AND DISCLAIMERS

We make reasonable efforts to provide accurate descriptions, professional services, and functional educational resources.

Except for warranties expressly provided in writing or required by law, products and services are provided without additional warranties to the fullest extent permitted by applicable law.

We do not guarantee that our website, digital platforms, or third-party services will operate without interruption or error.

Nothing in this section limits non-waivable statutory warranties or consumer protections.

23. INDEMNIFICATION

To the extent permitted by applicable law, customers agree to indemnify and hold harmless Lane Business Solutions from third-party claims, damages, and reasonable expenses arising from their unlawful conduct, infringement of third-party rights, or material misuse of our services.

This provision does not require customers to indemnify Lane Business Solutions for its own unlawful conduct or liability that cannot legally be transferred.

24. PRIVACY AND PERSONAL INFORMATION

Your use of our website and services is also governed by our Privacy Policy.

The Privacy Policy explains how we collect, use, disclose, and protect personal information.

You can review our Privacy Policy at:

https://talkwithlane.com/policies/privacy-policy

25. ORDER ACCEPTANCE AND FRAUD PREVENTION

We reserve the right to review, decline, or cancel orders where there is a reasonable concern involving fraud, unauthorized payment activity, pricing errors, or violations of these Terms.

If we cancel an order before providing the purchased product or service, we will address any payment received according to applicable law.

We may request reasonable verification information to protect against unauthorized transactions.

26. DISPUTES AND CUSTOMER CONCERNS

Customers are encouraged to contact Lane Business Solutions promptly if they experience a billing error, technical access issue, or service-related concern.

We will make reasonable efforts to review and address legitimate concerns.

Nothing in these Terms prevents customers from exercising legally protected rights, including applicable payment dispute, consumer protection, or legal remedies.

27. GOVERNING LAW

These Terms will be governed by the laws of the State of Mississippi, United States, without regard to conflict-of-law principles, except where mandatory laws of another jurisdiction apply.

Any disputes involving separate consulting, speaking, or service contracts may be subject to the dispute resolution provisions in those agreements.

Nothing in this section removes legal protections that cannot be waived.

28. SEVERABILITY

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will continue in effect to the extent permitted by law.

29. ENTIRE AGREEMENT

These Terms, together with our Privacy Policy, Refund and Cancellation Policy, applicable product descriptions, and any additional written agreements, constitute the applicable terms governing purchases and services.

A separately signed agreement will control where its provisions conflict with these general Terms for the services covered by that agreement, subject to applicable law.

30. CHANGES TO THESE TERMS

Lane Business Solutions may update these Terms to reflect changes in products, services, business operations, or legal requirements.

Updated Terms will be posted on our website with a revised effective date.

Material changes will not retroactively remove rights established under existing agreements or applicable law.

31. CONTACT INFORMATION

For questions regarding these Terms of Service, please contact:

Lane Business Solutions
Website: https://talkwithlane.com
Email: info@talkwithlane.com
Business Location: Jackson, Mississippi, United States

Customers should include relevant order information when contacting us about a purchase or service.